Can you be Approved for 2 American Express Cards in One Day?

With the limited time sign-up bonuses on the Delta Gold and Delta Platinum Cards from American Express coming to an end July 6th (these offers end mid-day TODAY!), I decided to make a move and boost my Skymiles balance while the gettin’ was good! The FICO credit score is looking solid (more on your credit score … More Can you be Approved for 2 American Express Cards in One Day?

A Link for DOUBLE the Sign-up Bonus on the American Express Premier Rewards Gold!

For months now, the public sign-up bonus offer on the American Express Premier Rewards Gold has been a lowly 25,000 Membership Reward Points following $1,000 in spend in 3 months. While I would recommend a pass on this offer (and did so in my AYP Top May Cards), there has been some chatter of a … More A Link for DOUBLE the Sign-up Bonus on the American Express Premier Rewards Gold!

Word to the Wise – Don’t Carry a Credit Card Balance!

Credit cards are wonderful. I love them very much. They have earned me an exorbitant amount of points and miles that have allowed me and my wife to travel the world at a level of luxury that we would never otherwise be able to afford. While this has been my experience with credit cards, many … More Word to the Wise – Don’t Carry a Credit Card Balance!

How Does Adding an Authorized User Impact Credit Score(s)?

Two of the last three credit cards that I posted about (the Chase Sapphire Preferred and the Chase Marriott Rewards card) offer additional bonuses when adding an authorized user, and I have received a couple of questions regarding this topic. Banks offer additional bonuses for adding authorized users in order to encourage more spending on their credit … More How Does Adding an Authorized User Impact Credit Score(s)?

The Starwood Preferred American Express Bonus is at an All-Time High!

UPDATE: The current sign-up bonus for this card is now 25,000 Starpoints upon $3,000 spending in 3 months. If you are in the market for a great points earning credit card with a current all-time high sign-up bonus, then here is some advice… Apply for The Starwood Preferred Guest credit card by American Express today! The Starwood … More The Starwood Preferred American Express Bonus is at an All-Time High!

Will Cancelling A Credit Card Affect Your Credit Score?

Cancelling a credit card should not affect your credit score! I say “should not” (with a heavy emphasis on should) because there are some things that you need to do in order to ensure that cancelling your credit card does not negatively impact your overall credit.  There are a variety of reasons that you may want … More Will Cancelling A Credit Card Affect Your Credit Score?