Good credit is your friend, while bad credit is your foe! But rather than living your life with enemies, make peace with your credit score and reconcile your differences for a better and brighter future – full of free travel on points and miles with credit cards (and more importantly for some – better interest rates … More So You Want a Higher Credit Score?
With the limited time sign-up bonuses on the Delta Gold and Delta Platinum Cards from American Express coming to an end July 6th (these offers end mid-day TODAY!), I decided to make a move and boost my Skymiles balance while the gettin’ was good! The FICO credit score is looking solid (more on your credit score … More Can you be Approved for 2 American Express Cards in One Day?
For months now, the public sign-up bonus offer on the American Express Premier Rewards Gold has been a lowly 25,000 Membership Reward Points following $1,000 in spend in 3 months. While I would recommend a pass on this offer (and did so in my AYP Top May Cards), there has been some chatter of a … More A Link for DOUBLE the Sign-up Bonus on the American Express Premier Rewards Gold!
Credit cards are wonderful. I love them very much. They have earned me an exorbitant amount of points and miles that have allowed me and my wife to travel the world at a level of luxury that we would never otherwise be able to afford. While this has been my experience with credit cards, many … More Word to the Wise – Don’t Carry a Credit Card Balance!
Wednesday Hump Day with the AYP List of Top Credit Cards for April 2016! There have been some great credit card offers so far this year, which explains why the wife and I have added 5 credit cards in 2016 to our already fully stocked wallets! The AYP List of Top Credit Cards for April … More AYP List of Top Credit Cards for April 2016!
Don’t Let Credit Card Applications End in Denial You have been eyeing a certain credit card for some time now. You research the card sign-up bonus and benefits and determine it is the perfect card to fit your lifestyle. You know your credit score is strong and that it has been a while (at least … More Credit Denied… Please Reconsider!
Two of the last three credit cards that I posted about (the Chase Sapphire Preferred and the Chase Marriott Rewards card) offer additional bonuses when adding an authorized user, and I have received a couple of questions regarding this topic. Banks offer additional bonuses for adding authorized users in order to encourage more spending on their credit … More How Does Adding an Authorized User Impact Credit Score(s)?
UPDATE: The current sign-up bonus for this card is now 25,000 Starpoints upon $3,000 spending in 3 months. If you are in the market for a great points earning credit card with a current all-time high sign-up bonus, then here is some advice… Apply for The Starwood Preferred Guest credit card by American Express today! The Starwood … More The Starwood Preferred American Express Bonus is at an All-Time High!
Cancelling a credit card should not affect your credit score! I say “should not” (with a heavy emphasis on should) because there are some things that you need to do in order to ensure that cancelling your credit card does not negatively impact your overall credit. There are a variety of reasons that you may want … More Will Cancelling A Credit Card Affect Your Credit Score?
Rule 1 in the Starter Guide is to set your travel goals prior to applying for new credit cards… but rules are meant to be broken! There are some cards out there that provide so much value and flexibility when it comes to redemption options that you just have to hop on the deal before … More You Need the Chase Sapphire Preferred Card…